/* Shared styles for every secondary page (resources, letter pages, guides, legal, thank you). Same tokens, header and footer as the homepage. */
:root{
  --blue:#0B4FF0; --blue-hover:#0840C8; --blue-soft:#E8EFFF; --cyan:#1EC8E8;
  --navy:#15202E; --teal:#0E7490; --teal-soft:#E2F7FB;
  --bg:#F6F8FC; --surface:#FFFFFF; --fg:#15202E; --muted:#556172; --line:#E1E6EF;
  --crit:#B91C1C; --band:#15202E; --band-fg:#FFFFFF; --band-muted:#B4BECC;
  --note:#FFE98A; --note-fg:#3D3420; --tint-blue:#EEF3FF; --tint-cyan:#E6F8FC; --tint-yellow:#FFF6D6;
  --success:#16A34A; --stamp-ink:#15803D; --success-soft:#E7F6EC;
  --hand:"Caveat","Segoe Print","Bradley Hand",cursive;
  --display:"Poppins",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --body:"Public Sans",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --r:20px;
  color-scheme:light;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --blue:#4D7DFF; --blue-hover:#6E95FF; --blue-soft:#18264A; --cyan:#3DD6F0;
  --navy:#E8EDF5; --teal:#5ED8EE; --teal-soft:#0F2C36;
  --bg:#0E141E; --surface:#161F2D; --fg:#E8EDF5; --muted:#9AA6B8; --line:#263245;
  --crit:#F27474; --band:#0A0F17; --band-fg:#FFFFFF; --band-muted:#9AAAC0;
  --note:#4A4122; --note-fg:#FBEFC4; --tint-blue:#121C33; --tint-cyan:#0E2430; --tint-yellow:#2A2514;
  --success:#22C55E; --stamp-ink:#34D27A; --success-soft:#0F2A1A;
  color-scheme:dark}}
:root[data-theme="dark"]{
  --blue:#4D7DFF; --blue-hover:#6E95FF; --blue-soft:#18264A; --cyan:#3DD6F0;
  --navy:#E8EDF5; --teal:#5ED8EE; --teal-soft:#0F2C36;
  --bg:#0E141E; --surface:#161F2D; --fg:#E8EDF5; --muted:#9AA6B8; --line:#263245;
  --crit:#F27474; --band:#0A0F17; --band-fg:#FFFFFF; --band-muted:#9AAAC0;
  --note:#4A4122; --note-fg:#FBEFC4; --tint-blue:#121C33; --tint-cyan:#0E2430; --tint-yellow:#2A2514;
  --success:#22C55E; --stamp-ink:#34D27A; --success-soft:#0F2A1A;
  color-scheme:dark}

*{box-sizing:border-box}
:root{padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
html{scroll-behavior:smooth;scroll-padding-top:110px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--body);font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%}
[hidden]{display:none!important}
h1,h2,h3{font-family:var(--display);color:var(--navy);line-height:1.15;text-wrap:balance;margin:0;letter-spacing:-.015em}
h1{font-size:clamp(2rem,4.4vw,3rem);font-weight:800}
h2{font-size:clamp(1.3rem,2.2vw,1.55rem);font-weight:800}
h3{font-size:1.08rem;font-weight:700}
p{margin:0}
a{color:var(--blue)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:6px}
.wrap{max-width:1160px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.h-accent{color:var(--blue)}
.hand{font-family:var(--hand);font-weight:700;line-height:1.1}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-size:1rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal)}
.eyebrow::before{content:"";flex:none;width:11px;height:11px;border-radius:50%;background:var(--cyan)}
.lede{color:var(--muted);font-size:1.12rem;max-width:60ch}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--display);font-weight:700;font-size:1rem;border-radius:10px;padding:14px 22px;border:2px solid transparent;cursor:pointer;text-decoration:none;transition:background .15s,border-color .15s}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-hover)}
.btn-primary::after{content:"\2192";display:inline-block;transition:transform .15s}
.btn-primary:hover::after{transform:translateX(3px)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--blue)}

/* header: logo + pill nav, same as the homepage; collapses to a menu button on phones */
/* header: transparent at the top of the page; once scrolled it becomes one full-width frosted bar with a hairline, and the logo and menu sit inside it */
header{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;padding-block:12px;pointer-events:none;border-bottom:1px solid transparent;transition:background .2s,border-color .2s,padding .2s}
header.scrolled{pointer-events:auto;padding-block:8px;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom-color:var(--line)}
header.scrolled .nav{background:transparent;border-color:transparent;backdrop-filter:none;-webkit-backdrop-filter:none}
.head-row{position:relative;display:flex;align-items:center;justify-content:space-between;gap:16px}
.head-row>.logo{pointer-events:auto;padding:8px 14px;margin-left:-14px;border-radius:18px;border:1px solid transparent;transition:background .2s,border-color .2s}
header.scrolled .head-row>.logo{background:transparent;border-color:transparent}
.nav{pointer-events:auto;display:flex;align-items:center;gap:16px;padding:8px 8px 8px 12px;background:color-mix(in srgb,var(--surface) 86%,transparent);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border:1px solid var(--line);border-radius:999px}
.nav-links{display:flex;gap:4px}
.nav-links a{padding:8px 14px;border-radius:999px;color:var(--fg);text-decoration:none;font-weight:500;font-size:.98rem;white-space:nowrap;transition:background .15s,color .15s}
.nav-links a:hover{background:var(--blue-soft);color:var(--blue)}
.nav-links a[aria-current]{background:var(--blue-soft);color:var(--blue);font-weight:600}
.login{display:inline-flex;align-items:center;gap:7px;white-space:nowrap;color:var(--fg);text-decoration:none;font-weight:500;font-size:.95rem;padding:8px 6px 8px 16px;border-left:1px solid var(--line)}
.login:hover{color:var(--blue)}
.nav>.btn{padding:12px 20px;font-size:.95rem;border-radius:999px;white-space:nowrap}
.menu-btn{display:none;width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:var(--surface);cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:4px;padding:0}
.menu-btn span{display:block;width:18px;height:2px;border-radius:2px;background:var(--navy);transition:transform .2s,opacity .2s}
.menu-btn[aria-expanded=true] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.menu-btn[aria-expanded=true] span:nth-child(2){opacity:0}
.menu-btn[aria-expanded=true] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.menu{pointer-events:auto;position:absolute;top:calc(100% + 10px);left:max(16px,env(safe-area-inset-left,0px));right:max(16px,env(safe-area-inset-right,0px));background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:12px;display:grid;gap:4px}
.menu a:not(.btn){padding:14px 16px;border-radius:14px;text-decoration:none;color:var(--navy);font-family:var(--display);font-weight:700;font-size:1.1rem}
.menu a:not(.btn):hover,.menu a[aria-current]{background:var(--blue-soft)}
.menu .btn{margin-top:8px}
@media (max-width:1040px){.login{display:none}}
@media (max-width:1120px){html[lang="es"] .login{display:none}}
@media (max-width:900px){.nav-links{display:none}.menu-btn{display:flex}.nav{gap:8px;padding:6px}}
@media (max-width:620px){.nav>.btn{padding:10px 14px;font-size:.88rem}.nav>.btn .long{display:none}}
@media (max-width:480px){.nav>.btn{display:none}.head-row .lg-top{font-size:1.7rem}.head-row .lg-sub{font-size:.95rem}}
.logo{display:inline-grid;justify-items:start;text-decoration:none;font-family:var(--display);line-height:.92}
.lg-top{display:flex;align-items:flex-end;font-weight:800;font-size:2.3rem;letter-spacing:-.045em;color:var(--blue)}
.lg-top i{width:.24em;height:.24em;border-radius:50%;background:var(--cyan);margin:0 0 .08em .05em}
.lg-sub{font-weight:500;font-size:1.22rem;letter-spacing:-.01em;color:var(--navy);margin-top:2px}
@media (max-width:620px){.lg-top{font-size:1.9rem}.lg-sub{font-size:1.02rem}}
.logo-light .lg-top{color:#fff}
.logo-light .lg-sub{color:var(--band-muted)}

/* legal pages */
.page-head{padding-block:48px 40px;display:grid;gap:14px}
.updated{font-size:.95rem;color:var(--muted)}
.short{background:var(--tint-yellow);border-radius:var(--r);padding:28px 30px;display:grid;gap:14px;margin-bottom:56px;max-width:900px}
.short .hand{font-size:1.75rem;color:var(--navy)}
.short ul{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.short li{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start}
.short li::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--blue);margin-top:.6em;justify-self:center}
.legal{display:grid;grid-template-columns:240px minmax(0,1fr);gap:64px;align-items:start;padding-bottom:96px}
.toc{position:sticky;top:110px;display:grid;gap:2px;font-size:.95rem}
.toc h2{font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.toc a{color:var(--fg);text-decoration:none;padding:7px 12px;border-radius:10px;border-left:2px solid var(--line);border-radius:0 10px 10px 0}
.toc a:hover{color:var(--blue);background:var(--blue-soft)}
.toc a.active{color:var(--blue);border-left-color:var(--blue);font-weight:600;background:var(--blue-soft)}
.doc{display:grid;gap:48px;max-width:68ch;min-width:0}
.doc section{display:grid;gap:14px}
.doc h2{display:flex;gap:12px;align-items:baseline}
.doc h2 .n{font-size:.9em;color:var(--blue);font-variant-numeric:tabular-nums}
.doc ul{margin:0;padding-left:1.2em;display:grid;gap:8px}
.doc li::marker{color:var(--cyan)}
.doc strong{color:var(--navy)}
.callout{background:var(--tint-blue);border-left:4px solid var(--blue);border-radius:0 14px 14px 0;padding:16px 20px}
.contact-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 24px;display:grid;gap:6px;font-style:normal}
.contact-card b{font-family:var(--display);color:var(--navy)}
@media (max-width:900px){.legal{grid-template-columns:1fr;gap:32px}.toc{position:static;grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}.toc h2{grid-column:1/-1}}
@media (max-width:520px){.short{padding:22px 20px}}

/* thank-you page */
.thanks{padding-block:40px 96px;display:grid;gap:56px}
.thanks-top{display:grid;gap:16px;justify-items:start;max-width:760px}
.ring{width:64px;height:64px;border-radius:50%;background:var(--success-soft);display:grid;place-items:center;animation:pop .5s cubic-bezier(.3,1.6,.5,1) both}
.ring path{stroke-dasharray:24;stroke-dashoffset:24;animation:draw .45s ease-out .35s forwards}
@keyframes pop{from{transform:scale(.6);opacity:0}to{transform:scale(1);opacity:1}}
@keyframes draw{to{stroke-dashoffset:0}}
@media (prefers-reduced-motion:reduce){.ring path{stroke-dashoffset:0}}
.next-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;list-style:none;margin:0;padding:0;counter-reset:s}
.next-steps li{border-radius:var(--r);padding:26px 24px;display:grid;gap:10px;align-content:start;min-width:0}
.next-steps li:nth-child(1){background:var(--tint-blue)}
.next-steps li:nth-child(2){background:var(--tint-cyan)}
.next-steps li:nth-child(3){background:var(--tint-yellow)}
.next-steps .when{font-family:var(--display);font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);display:flex;align-items:center;gap:10px}
.next-steps .num{width:30px;height:30px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-size:.95rem;letter-spacing:0}
.next-steps li:nth-child(3) .num{background:var(--success)}
.next-steps p{color:var(--muted);font-size:1rem}
.wait{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:40px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:36px}
.wait ul{margin:0;padding:0;list-style:none;display:grid;gap:14px}
.wait li{display:grid;grid-template-columns:28px 1fr;gap:12px;align-items:start}
.wait li svg{margin-top:3px}
.wait-side{display:grid;gap:18px;justify-items:start}
.sticky-note{background:var(--note);color:var(--note-fg);font-family:var(--hand);font-weight:700;font-size:1.55rem;line-height:1.15;padding:16px 20px;transform:rotate(-2deg)}
.thanks-actions{display:flex;flex-wrap:wrap;gap:12px}
@media (max-width:900px){.next-steps{grid-template-columns:1fr}.wait{grid-template-columns:1fr;padding:26px 22px;gap:28px}}

/* footer: brand + address, two link columns, legal row, disclaimer (matches the homepage) */
footer.site{background:var(--band);color:var(--band-muted);font-size:.95rem}
.foot{display:grid;padding-block:56px 32px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px}
.foot-brand{display:grid;gap:14px;align-content:start;min-width:0}
.foot-brand .lg-top{font-size:2rem}.foot-brand .lg-sub{font-size:1.08rem}
.foot-brand p{max-width:34ch;line-height:1.55}
.foot-col{display:grid;gap:10px;align-content:start}
.foot-col h4{margin:0 0 4px;font-family:var(--display);font-weight:700;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;color:var(--band-fg)}
.foot-col a{color:var(--band-muted);text-decoration:none;font-size:1rem}
.foot-col a:hover{color:#fff}
.foot-addr{font-style:normal;color:var(--band-fg);display:flex;align-items:center;gap:8px}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:12px 20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.1);padding-block:20px 14px;font-size:.92rem}
.foot-bottom .signoff{font-size:1.15rem;color:var(--band-muted)}
.foot-legal{display:flex;flex-wrap:wrap;align-items:center;gap:6px 20px}
.foot-legal a{color:var(--band-muted);text-decoration:none}
.foot-legal a:hover,.foot-legal a[aria-current]{color:#fff}
.disclaimer{line-height:1.6;font-size:.84rem;opacity:.9;margin:0}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr;gap:32px}.foot-brand{grid-column:1/-1}}

/* ---------- resources: shared article pieces ---------- */
:root{--warn:#B45309;--warn-soft:#FEF3E2;--crit-soft:#FDECEC;--mod:#0E7490;--mod-soft:#E2F7FB}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){--warn:#F0A54A;--warn-soft:#33240F;--crit-soft:#3A1618;--mod:#5ED8EE;--mod-soft:#0F2C36}}
:root[data-theme="dark"]{--warn:#F0A54A;--warn-soft:#33240F;--crit-soft:#3A1618;--mod:#5ED8EE;--mod-soft:#0F2C36}
.crumbs{display:flex;flex-wrap:wrap;gap:6px 8px;font-size:.92rem;color:var(--muted)}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--blue)}
.crumbs span[aria-hidden]{opacity:.6}
.art-head{padding-block:36px 40px;display:grid;gap:16px;max-width:860px}
.art-head .lede{font-size:1.18rem}
.byline{display:flex;align-items:center;gap:12px;flex-wrap:wrap;font-size:.95rem;color:var(--muted)}
.avatar{width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-family:var(--display);font-weight:700;font-size:.95rem;flex:none;position:relative}
.avatar img{width:100%;height:100%;border-radius:50%;object-fit:cover;display:block}
.avatar::after{content:"";position:absolute;right:-1px;bottom:1px;width:12px;height:12px;border-radius:50%;background:var(--cyan);border:2px solid var(--bg)}
.byline b{color:var(--navy);font-weight:600}
.byline .sep{opacity:.5}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:14px;margin-bottom:48px;max-width:980px}
.fact{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:16px 18px;display:grid;gap:4px;align-content:start;min-width:0}
.fact small{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.fact b{font-family:var(--display);font-size:1.12rem;color:var(--navy);line-height:1.25}
.lvl{display:inline-flex;align-items:center;gap:8px}
.lvl::before{content:"";width:10px;height:10px;border-radius:50%;background:currentColor;flex:none}
.lvl-mod{color:var(--mod)!important}.lvl-high{color:var(--warn)!important}.lvl-crit{color:var(--crit)!important}
.saying{justify-self:start;background:var(--note);color:var(--note-fg);padding:16px 20px 18px;transform:rotate(-1.2deg);display:grid;gap:4px;max-width:46ch}
.saying small{font-family:var(--body);font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;opacity:.75}
.saying span{font-family:var(--hand);font-weight:700;font-size:1.65rem;line-height:1.15}
.doc ol{margin:0;padding-left:0;list-style:none;counter-reset:o;display:grid;gap:14px}
.doc ol>li{counter-increment:o;display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:start}
.doc ol>li::before{content:counter(o);width:30px;height:30px;border-radius:50%;background:var(--blue-soft);color:var(--blue);font-family:var(--display);font-weight:700;font-size:.92rem;display:grid;place-items:center}
.warnbox{background:var(--crit-soft);border-left:4px solid var(--crit);border-radius:0 14px 14px 0;padding:16px 20px}
.tipbox{background:var(--tint-cyan);border-left:4px solid var(--cyan);border-radius:0 14px 14px 0;padding:16px 20px}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:var(--surface)}
.tbl table{border-collapse:collapse;width:100%;min-width:520px;font-size:.98rem}
.tbl th,.tbl td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{font-family:var(--display);font-size:.85rem;letter-spacing:.04em;color:var(--navy);background:var(--tint-blue)}
.tbl tr:last-child td{border-bottom:0}
/* escalation ladder: where this letter sits among the collection notices */
.ladder{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}
.ladder li{min-width:0}
.ladder a{display:grid;gap:6px;align-content:start;padding:12px 10px;border-radius:14px;border:1px solid var(--line);background:var(--surface);text-decoration:none;color:var(--fg);height:100%}
.ladder a:hover{border-color:var(--blue)}
.ladder a[aria-current]{border:2px solid var(--blue);background:var(--blue-soft)}
.ladder .code{font-family:var(--display);font-weight:800;font-size:1rem;color:var(--navy)}
.ladder .stp{font-size:.78rem;color:var(--muted)}
.ladder .bar{height:6px;border-radius:3px}
.ladder li:nth-child(-n+2) .bar{background:var(--mod)}
.ladder li:nth-child(n+3):nth-child(-n+4) .bar{background:var(--warn)}
.ladder li:nth-child(n+5) .bar{background:var(--crit)}
.ladder .here{font-family:var(--hand);font-weight:700;font-size:1.15rem;color:var(--blue);line-height:1}
@media (max-width:620px){.ladder{grid-template-columns:repeat(3,minmax(0,1fr))}}
/* closing call to action: logo-blue card, as on the homepage */
.cta{background:var(--blue);color:#fff;border-radius:var(--r);padding:32px;display:grid;gap:14px;position:relative;overflow:hidden}
.cta::after{content:"";position:absolute;right:-60px;bottom:-80px;width:220px;height:220px;border-radius:50%;background:var(--cyan);opacity:.55;pointer-events:none}
.cta>*{position:relative;z-index:1}
.cta h2{color:#fff}
.cta h2 .light{color:#A8EEFA}
.cta p{color:#E6EEFF;max-width:52ch}
.cta .btn{justify-self:start;background:#fff;color:#0B4FF0}
.cta .btn:hover{background:#EAF0FF}
.faq-list{display:grid;gap:10px}
.faq-list details{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:4px 18px}
.faq-list summary{cursor:pointer;font-family:var(--display);font-weight:700;color:var(--navy);padding:12px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";color:var(--blue);font-size:1.3rem;line-height:1}
.faq-list details[open] summary::after{content:"\2212"}
.faq-list details p{padding-bottom:14px}
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px}
.rcard{display:grid;gap:6px;align-content:start;padding:18px 20px;border-radius:16px;background:var(--surface);border:1px solid var(--line);text-decoration:none;color:var(--fg);min-width:0}
.rcard:hover{border-color:var(--blue)}
.rcard small{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal)}
.rcard b{font-family:var(--display);color:var(--navy);font-size:1.05rem;line-height:1.3}
.rcard span{font-size:.95rem;color:var(--muted)}
.reviewed{font-size:.92rem;color:var(--muted);border-top:1px solid var(--line);padding-top:18px}

/* ---------- resources hub ---------- */
.hub-head{padding-block:40px 48px;display:grid;gap:16px;max-width:820px}
.hub-head .hand{font-size:1.6rem;color:var(--blue)}
.hub-sec{display:grid;gap:22px;padding-bottom:64px}
.hub-sec-head{display:grid;gap:8px;max-width:640px}
.letter-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.lcard{display:grid;gap:10px;align-content:start;padding:22px;border-radius:var(--r);background:var(--surface);border:1px solid var(--line);text-decoration:none;color:var(--fg);min-width:0}
.lcard:hover{border-color:var(--blue)}
.lcard .top{display:flex;justify-content:space-between;align-items:center;gap:10px}
.lcard .code{font-family:var(--display);font-weight:800;font-size:1.4rem;color:var(--navy)}
.lcard .lvl{font-size:.85rem;font-weight:700}
.lcard .plain{font-family:var(--hand);font-weight:700;font-size:1.35rem;color:var(--navy);line-height:1.2}
.lcard .plain mark{color:inherit;padding:0 4px;background:linear-gradient(transparent 52%,var(--note) 52%,var(--note) 90%,transparent 90%);-webkit-box-decoration-break:clone;box-decoration-break:clone}
.lcard p{font-size:.98rem;color:var(--muted)}
.go{font-weight:600;color:var(--blue);font-size:.95rem}
.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.gcard{display:grid;gap:10px;align-content:start;padding:26px;border-radius:var(--r);text-decoration:none;color:var(--fg);min-width:0}
.gcard:nth-child(3n+1){background:var(--tint-blue)}.gcard:nth-child(3n+2){background:var(--tint-cyan)}.gcard:nth-child(3n+3){background:var(--tint-yellow)}
.gcard h3{font-size:1.2rem}
.gcard p{color:var(--muted);font-size:.98rem}
.gcard .meta{font-size:.85rem;color:var(--muted)}
.tool-card{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;padding:28px 30px;border-radius:var(--r);background:var(--surface);border:1px solid var(--line)}
.tool-card .txt{display:grid;gap:8px}
.tool-card p{color:var(--muted)}
@media (max-width:900px){.letter-grid,.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:620px){.letter-grid,.guide-grid{grid-template-columns:1fr}.tool-card{grid-template-columns:1fr}.cta{padding:26px 22px}}

/* ---------- about ---------- */
.ph{border:2px dashed var(--warn);background:var(--warn-soft);color:var(--fg);border-radius:14px;padding:16px 18px;font-size:1rem}
.ph b{color:var(--warn)}
.about-story{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:48px;align-items:start;padding-bottom:72px}
.about-copy{display:grid;gap:16px;min-width:0}
.about-side{display:grid;gap:16px;position:sticky;top:110px;min-width:0}
.about-facts{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.founder-photo{margin:0;display:flex;align-items:center;gap:16px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}
.founder-photo img{width:88px;height:88px;border-radius:50%;object-fit:cover;flex:none}
.founder-photo figcaption{display:grid;gap:2px;font-family:var(--display);font-weight:700;color:var(--navy);font-size:1.1rem}
.founder-photo small{font-family:var(--body);font-weight:600;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.about-facts li{display:grid;gap:2px;padding:18px 22px;border-radius:16px}
.about-facts li:nth-child(1){background:var(--tint-blue)}.about-facts li:nth-child(2){background:var(--tint-cyan)}.about-facts li:nth-child(3){background:var(--tint-yellow)}
.about-facts b{font-family:var(--display);font-weight:800;font-size:1.6rem;color:var(--navy);line-height:1.1}
.about-facts span{color:var(--muted)}
.ea-box{background:var(--tint-cyan);border-radius:var(--r);padding:36px;display:grid;gap:20px}
.ea-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:36px;align-items:start}
.ea-grid ul{margin:0;padding-left:1.2em;display:grid;gap:10px}
.ea-grid li::marker{color:var(--blue)}
.values .gcard{gap:8px}
.signed{font-family:var(--hand);font-weight:700;font-size:1.7rem;color:var(--blue);line-height:1.1;display:grid;gap:2px;margin-top:4px}
.signed small{font-family:var(--body);font-weight:600;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
@media (max-width:900px){.about-story,.ea-grid{grid-template-columns:1fr}.about-side{position:static}.ea-box{padding:26px 22px}}

/* services dropdown in the header pill (opens on hover or keyboard focus) */
.dd{position:relative;display:flex}
.nav-links .dd-top{display:inline-flex;align-items:center;gap:6px}
.dd-top svg{transition:transform .15s}
.dd:hover .dd-top svg,.dd:focus-within .dd-top svg{transform:rotate(180deg)}
.dd-panel{position:absolute;top:calc(100% + 16px);left:50%;transform:translate(-50%,-4px);min-width:290px;background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:10px;display:grid;gap:2px;opacity:0;visibility:hidden;transition:opacity .15s,transform .15s,visibility .15s;z-index:30}
.dd-panel::before{content:"";position:absolute;left:0;right:0;top:-18px;height:18px}
.dd:hover .dd-panel,.dd:focus-within .dd-panel{opacity:1;visibility:visible;transform:translate(-50%,0)}
.nav-links .dd-panel a{padding:10px 14px;border-radius:12px;color:var(--fg);font-weight:500;white-space:nowrap;background:none}
.nav-links .dd-panel a:hover{background:var(--blue-soft);color:var(--blue)}
.nav-links .dd-panel a.all{border-top:1px solid var(--line);border-radius:0 0 12px 12px;margin-top:4px;padding-top:12px;color:var(--blue);font-weight:600}
/* resources dropdown: wider, two labeled columns */
.dd-panel.dd-wide{grid-template-columns:1fr 1fr;min-width:540px;gap:6px 10px;padding:12px}
.dd-col{display:grid;gap:2px;align-content:start}
.dd-h{font-family:var(--display);font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:6px 14px 4px}
.nav-links .dd-panel a small{display:block;font-size:.82rem;font-weight:400;color:var(--muted);margin-top:1px;white-space:normal}
.nav-links .dd-wide a.all{grid-column:1/-1}

.menu .menu-sub{display:grid;grid-template-columns:1fr 1fr;gap:2px;padding:0 0 6px 10px}
.menu .menu-sub a{font-family:var(--body);font-weight:600;font-size:.95rem;color:var(--fg);padding:9px 12px}
@media (prefers-reduced-motion:reduce){.dd-panel,.dd-top svg{transition:none}}

/* ---------- service pages ---------- */
.svc-page{display:grid;gap:72px;padding-bottom:88px}
.svc-hero{display:grid;gap:16px;max-width:860px;padding-top:36px}
.svc-hero .lede{font-size:1.18rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:6px}
.sec{display:grid;gap:22px;min-width:0}
.sec-head{display:grid;gap:8px;max-width:680px}
.familiar{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.familiar li{display:grid;grid-template-columns:26px 1fr;gap:12px;align-items:start;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:16px 18px;min-width:0}
.familiar li::before{content:"";width:22px;height:22px;border-radius:50%;margin-top:2px;background:var(--blue-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 22 22'%3E%3Cpath d='M6.5 11.3l3 3 6-6.5' fill='none' stroke='%230B4FF0' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/100% no-repeat}
.steps3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;list-style:none;margin:0;padding:0}
.steps3 li{border-radius:var(--r);padding:26px 24px;display:grid;gap:10px;align-content:start;min-width:0}
.steps3 li:nth-child(1){background:var(--tint-blue)}.steps3 li:nth-child(2){background:var(--tint-cyan)}.steps3 li:nth-child(3){background:var(--tint-yellow)}
.steps3 .num{width:32px;height:32px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-family:var(--display);font-weight:700}
.steps3 li:nth-child(3) .num{background:var(--success)}
.steps3 p{color:var(--muted);font-size:1rem}
.steps3 .you{font-size:.95rem;color:var(--fg);border-top:1px solid color-mix(in srgb,var(--navy) 12%,transparent);padding-top:10px}
.steps3 .you b{color:var(--blue)}
.opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.opt{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:20px 22px;display:grid;gap:6px;align-content:start;min-width:0}
.opt b{font-family:var(--display);color:var(--navy);font-size:1.05rem}
.opt span{color:var(--muted);font-size:.98rem}
.price{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:32px;align-items:center;background:var(--tint-cyan);border-radius:var(--r);padding:32px}
.price ul{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.price li{display:grid;grid-template-columns:22px 1fr;gap:10px}
.price li::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--blue);margin-top:.6em;justify-self:center}
.price .fine{font-size:.92rem;color:var(--muted)}
.svc-hub{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.svc-card{display:grid;gap:10px;align-content:start;padding:26px;border-radius:var(--r);background:var(--surface);border:1px solid var(--line);text-decoration:none;color:var(--fg);min-width:0}
.svc-card:hover{border-color:var(--blue)}
.svc-card h2{font-size:1.25rem}
.svc-card p{color:var(--muted);font-size:1rem}
@media (max-width:900px){.steps3,.svc-hub{grid-template-columns:1fr}.price{grid-template-columns:1fr;padding:26px 22px}}
@media (max-width:620px){.familiar{grid-template-columns:1fr}}

/* ---------- tools: calculator / quiz layout ---------- */
.tool{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:28px;align-items:start}
.tool-form{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:30px;display:grid;gap:26px;min-width:0}
.tool-out{position:sticky;top:110px;border-radius:var(--r);padding:30px;display:grid;gap:16px;background:var(--tint-blue);min-width:0}
.q{display:grid;gap:12px;border:0;margin:0;padding:0;min-width:0}
.q legend,.q>label{font-family:var(--display);font-weight:700;color:var(--navy);font-size:1.08rem;padding:0;margin-bottom:2px}
.q .hint{font-size:.92rem;color:var(--muted);margin-top:-6px}
.opts-row{display:flex;flex-wrap:wrap;gap:8px}
.pick{position:relative}
.pick input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.pick span{display:inline-flex;align-items:center;padding:10px 16px;border-radius:999px;border:1.5px solid var(--line);background:var(--bg);font-size:.98rem;font-weight:500;cursor:pointer;transition:border-color .15s,background .15s,color .15s}
.pick input:hover+span{border-color:var(--blue)}
.pick input:checked+span{border-color:var(--blue);background:var(--blue-soft);color:var(--blue);font-weight:600}
.pick input:focus-visible+span{outline:3px solid var(--blue);outline-offset:2px}
.money{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:14px;background:var(--bg);padding:0 16px;max-width:320px}
.money:focus-within{border-color:var(--blue)}
.money b{font-family:var(--display);color:var(--muted);font-size:1.3rem}
.money input{border:0;background:transparent;font:inherit;font-family:var(--display);font-weight:700;font-size:1.5rem;color:var(--navy);padding:12px 8px;width:100%;min-width:0;outline:none}
.range-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:14px;align-items:center}
.range-row input[type=range]{width:100%;accent-color:var(--blue)}
.range-row output{font-family:var(--display);font-weight:700;color:var(--navy);min-width:7ch;text-align:right}
.adv summary{cursor:pointer;color:var(--blue);font-weight:600;font-size:.95rem}
.adv[open] summary{margin-bottom:12px}
.small-in{display:flex;align-items:center;gap:8px}
.small-in input{width:90px;font:inherit;padding:8px 10px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);color:var(--fg)}
.out-k{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.big{font-family:var(--display);font-weight:800;font-size:clamp(2.4rem,5vw,3.2rem);color:var(--blue);line-height:1;letter-spacing:-.02em}
.big small{font-size:.45em;color:var(--muted);font-weight:600;letter-spacing:0}
.out-rows{display:grid;gap:8px;border-top:1px solid color-mix(in srgb,var(--navy) 12%,transparent);padding-top:14px}
.out-rows div{display:flex;justify-content:space-between;gap:12px;font-size:.98rem}
.out-rows b{font-variant-numeric:tabular-nums;color:var(--navy)}
.badge{justify-self:start;display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:999px;font-size:.88rem;font-weight:700}
.badge::before{content:"";width:8px;height:8px;border-radius:50%;background:currentColor}
.badge.good{background:var(--success-soft);color:var(--stamp-ink)}
.badge.mid{background:var(--warn-soft);color:var(--warn)}
.badge.bad{background:var(--crit-soft);color:var(--crit)}
.out-note{font-size:.95rem;color:var(--fg)}
.out-fine{font-size:.85rem;color:var(--muted)}
.tool-out .btn{justify-self:start}
.empty{color:var(--muted);font-size:1rem}
.empty .hand{font-size:1.5rem;color:var(--navy);display:block;margin-bottom:6px}
.res-list{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.res-list li{background:var(--surface);border-radius:16px;padding:16px 18px;display:grid;gap:4px;border-left:4px solid var(--blue)}
.res-list li.urgent{border-left-color:var(--crit)}
.res-list li.first{border-left-color:var(--warn)}
.res-list li.good{border-left-color:var(--success)}
.res-list b{font-family:var(--display);color:var(--navy)}
.res-list span{font-size:.95rem;color:var(--muted)}
.res-list a{font-size:.92rem;font-weight:600}
.progress-txt{font-size:.9rem;color:var(--muted)}
.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
@media (max-width:900px){.tool{grid-template-columns:1fr}.tool-out{position:static}.tool-form,.tool-out{padding:24px 20px}}
@media (max-width:620px){.tool-grid{grid-template-columns:1fr}}

/* ---------- client bill of rights ---------- */
.rights{list-style:none;margin:0;padding:0;counter-reset:r;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.rights li{counter-increment:r;display:grid;grid-template-columns:44px 1fr;gap:4px 16px;align-items:start;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 24px;min-width:0}
.rights li::before{content:counter(r);grid-row:span 2;width:40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;font-family:var(--display);font-weight:800;display:grid;place-items:center}
.rights li:nth-child(4n+2)::before{background:var(--teal)}
.rights li:nth-child(4n+3)::before{background:var(--success)}
.rights li:nth-child(4n+4)::before{background:var(--navy);color:var(--bg)}
.rights h2{font-size:1.12rem}
.rights p{color:var(--muted);font-size:1rem}
.tbor{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 28px}
.tbor li{display:grid;grid-template-columns:22px 1fr;gap:10px;font-weight:500}
.tbor li::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--cyan);margin-top:.6em;justify-self:center}
@media (max-width:760px){.rights,.tbor{grid-template-columns:1fr}}

/* ---------- spanish landing: hero + compact 3-step form ---------- */
.es-hero{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:48px;align-items:center;padding-block:28px 64px}
.es-hero .copy{display:grid;gap:18px;min-width:0}
.es-hero h1{font-size:clamp(2rem,4.4vw,3.1rem)}
.es-checks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.es-checks li{display:grid;grid-template-columns:24px 1fr;gap:10px;font-weight:500}
.es-checks li::before{content:"";width:22px;height:22px;border-radius:50%;background:var(--success-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 22 22'%3E%3Cpath d='M6.5 11.3l3 3 6-6.5' fill='none' stroke='%2315803D' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/100% no-repeat}
.fcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:28px;display:grid;gap:18px;min-width:0}
.fcard-top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.fcard-top b{font-family:var(--display);color:var(--navy);font-size:1.15rem}
.fcard-top span{font-size:.9rem;color:var(--muted)}
.fbar{height:6px;border-radius:3px;background:var(--line);overflow:hidden}
.fbar i{display:block;height:100%;width:33%;background:var(--blue);transition:width .25s}
.fcard fieldset{border:0;margin:0;padding:0;display:grid;gap:12px;min-width:0}
.fcard legend{font-family:var(--display);font-weight:700;color:var(--navy);margin-bottom:10px}
.fchoices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.fchoice{position:relative;display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;cursor:pointer;background:var(--bg);font-size:.98rem}
.fchoice:hover{border-color:var(--blue)}
.fchoice:has(input:checked){border-color:var(--blue);background:var(--blue-soft)}
.fchoice input{accent-color:var(--blue);width:18px;height:18px;margin:0;flex:none}
.ffield{display:grid;gap:6px}
.ffield label{font-weight:600;font-size:.95rem}
.ffield input,.ffield textarea{font:inherit;font-size:1rem;color:var(--fg);background:var(--bg);border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;width:100%}
.ffield input:focus,.ffield textarea:focus{outline:none;border-color:var(--blue)}
.ffield input[aria-invalid=true]{border-color:var(--crit)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ferr{color:var(--crit);font-size:.92rem;min-height:1em}
.factions{display:flex;justify-content:space-between;gap:10px}
.factions .btn-primary{margin-left:auto}
.ffine{font-size:.88rem;color:var(--muted)}
.es-band{background:var(--tint-blue);padding-block:72px}
.es-sec{display:grid;gap:24px}
.es-band .opts{grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:900px){.es-hero{grid-template-columns:1fr;gap:28px}.es-band .opts{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.es-band .opts{grid-template-columns:1fr}}
@media (max-width:520px){.fchoices,.frow{grid-template-columns:1fr}.fcard{padding:22px 18px}}